Scope of work: Work with different business segments and industries investing the extract of previous long-term experience in banking industry related to finance and debt restructuring, providing constructive advices and work-out solutions for businesses that are experiencing some difficulties, or those who wish to take precautionary measures to avoid unseen complexities. Key areas of expertise ? Conduct financial assessment to determine business financial performance, diagnose issues that causing instability of the business and detect elements of present and early warning signs of default. Subsequently, report to the management findings and advise methods of elimination. ? Determine solutions help removing impediments causing weakness in the business, and working-out existing problems through building strategies and effective action plans to achieve objectives and goals. ? Conduct risk assessment related to the business, and provide the management with advices to avoid and supersede prospect risk. ? Conduct comprehensive study on classified portfolio, to highlight impairment prospect and report degree of impairment and magnitude of risk for each relationship, as detected. ? Advise practical methodology of restructuring focusing on improving cash flow, sources of income, and retrieval of receivables, to improve business performance. ? Advise proper methodology helps avoiding accumulation of business obligations, and improving mechanism to reduce obligations. ? Advise the management with its accurate financing needs, and the best avenues to achieve sources of finance. ? Review and audit credit facilities agreements and their related documentation. ? Provide the business with proper precautionary advices and methodology to avoid future default. ? Visit level of reserves and classifications of impaired relationships and advise imperative variations as needed. Deciding in the process, on the status (Stay or Leave) and advising proper methodology of working out. ? Review doubtful portfolio in order to identify collectable from non-collectable accounts, and report to the management dead-end and aged accounts needing culling and abandonment. Then after, provide an action plan to overcome the given results. ? Lead constructive negotiations over disputed issues in between creditors and debtors to shorten the distance towards landing on amicable solutions solving and concluding outstanding issues. Preferably, before deciding on litigation. ? Organize Remedial and debt Recovery unit within the company able to work out ailing accounts and retrieve recoverable bad debts. And, train its staff on skillful methodology of remedial and collection. ? Work with risk oriented management to raise its precognition and awareness of potential problems, and improve staff practical techniques in problem recognition and skillful workout methodology, to eliminate possibilities of deterioration and shield the company, against unpleasant future explosions. ? Engineer debt rescheduling and settlement proposals, through formulating an articulated settlement agreements, between creditors and debtors, to be reviewed and verified by an attorney. Desired Skills: Budgeting & Forecasting, Financial Management, Negotiation, Financial Reporting, Management Keywords: Other - Finance & Mgmt, Financial, Management, Budgeting, Reporting, Forecasting, Negotiation