Based on normal amortisation table showing capital interest and reducing balances for each over the term of the loan but making provision for multiple changes in interest rates, at any time during the period of the amorisation period, additional payments, additional charges, with the effects on the running balance : also to allow for comparatives in interest rates with .250% variables in positive and negative increments, and balloon payments, with deposits all within Excel with Graphs and print options. Typical excel command =pmt, =ppmt, =ipmt Desired Skills: Budgeting & Forecasting Business Analysis Accounting Business Mathematics Analytics Keywords: Accounting